An IVA is not set up without a practitioner, who gives you different options available to pay your debts to the creditors in a much flexible and affordable way. An insolvency practitioner goes to your creditor to show the IVA proposal ivahelp.weebly.com.

To compare the prices as to who gives you the best deal, it is better if you contact a few practitioners and take an estimate of how much they will charge you. There are some practitioners in town who give the first introductory meeting for free. Once you have decided which practitioner to go for, you will then be directed by your practitioner whether or not you are suitable for IVA. If you are suitable enough, an informal meeting might take place in insolvency office or through phone.

If you still opt for IVA, then another formal meeting takes place in which your practitioner will give you options that will suit you. You will also be given a leaflet for IVA, so you can read and understand in detail. Once your IVA is accepted, you have to pay monthly payments regularly. If by any chance you fail to pay, your creditors will have full right to act against you which may lead you to bankruptcy. If you pay regular monthly payments without delay, your remaining amount, if any, by the end of the IVA term will be written off. As far as the fee is concerned, you first need to pay for the IVA set up process and later the regular monthly payments as decided by you and your creditor.

IVA is an excellent way to lead a debt free life. It will not only prevent you from being bankrupted, but will safeguard your assets too. Add this blessing in your lives and see the difference.


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